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FAQ
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Please don't apply for a loan if you are in any doubt you will be able to repay
us.
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What is a payday loan?
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Payday loans are a popular way to provide a short term, unsecured advance on your
salary until payday. They will help you with unexpected expenses that leave you
short of cash and tide you over until your next payday.
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Why get a payday loan from you?
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Get A Payday Loan Fast! can't claim the lowest APR, but there are no hidden or additional
fees and we make the process as smooth as we can, you'll find us Number 1 for service.
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What amount can I borrow from you?
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We can loan you between £100 and £750, though we may limit this for your first application.
We base the maximum amount on your take home pay.
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When will I receive my loan?
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In most cases, we process your application within 1 hour. Funds will be sent to
your bank account within 2 hours or less from the time your application has been
approved (as late as 18:00). All loans approved after 18:00 will be funded on the
next working day, normally by 3:30. Loan applications approved on Saturday or Sunday
are normally funded by 3:30 Monday.
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How do I qualify for a loan?
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To qualify for a loan from us you must be over 18, be in full or part time employment,
have your wages paid directly in to your bank account, live and work in England,
Scotland and Wales, lived at your current address for 2 years or more, have a valid
debit card, have take home pay of more than £750 per month and be able to pay back
the loan on the agreed date.
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Will I you need any documentation?
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No, we should be able to complete the transaction without paperwork. We may ask
in some cases if we think we can help but need more information.
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Will my application and financial information be secure?
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Yes. Your privacy is very important. Our website has a number of security features
to insure the safety of your personal information. Sensitive information transmitted
between you and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.
See our privacy policy for details.
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When will I need to pay you back?
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The loan should be repaid on your next payday. Normally up to 30 days after the
date you take the loan. A single payment is collected from your debit card, so you
need to make sure that the required funds are available in the bank account for
that date. We can let you rollover the amount for one month but you will have to
take out another agreement and pay the interest on the first loan.
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What should I do if I have problems repaying the loan?
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If you know you are going to have problems repaying the loan let us know straight
away. We can help.
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Are there other alternatives to getting a payday loan?
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Yes. Can possibly wait for the cash? If there's a chance you can then you should.
There are cheaper ways to get credit, but none as fast as with us. We're here to
help you manage when you're unable to wait.
Payday loans are not for dealing with existing financial problems. If you're worried
that you're debt is becoming unmanageable, please don't apply. Instead, you should
visit www.adviceguide.org.uk or www.nationaldebtline.co.uk for friendly counselling
and advice.
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What information will you need from me?
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Your name and current address
Your place of work details
Your income details
A mobile phone and your email address
Your bank account details
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